Pay with Apple Pay and Google Pay
Add cards to Apple Pay and Google Pay and pay online or in person wherever Visa is accepted.
For US-registered businesses
A virtual card for every ad account, client and team
Issue cards in seconds, set a limit on each one and see every payment in one dashboard. Full API for teams that run thousands of cards.
No account fee. 100 cards included on the Free plan. Onboarding typically takes one business day after verification.
Built for high-volume spend
- cards issued
- 640,000+
- payments processed
- 9M+
- settled payment volume
- $240M+
Elibrium platform data, September 2026.
Ad spend, SaaS and team expenses in one place
Agencies and media buying teams pay hundreds of merchants a month. Elibrium gives each payment stream its own card, limit and owner, so you know where every dollar went without chasing statements.
-
As many cards as you need
A card for each campaign, team or tool. 100 cards included on the Free plan.
-
Limits and merchant controls
Set a limit, MCC rules and expiry on every card.
-
Cashback on card spend
Up to 1.5% back on card payments. Rate set individually, see Rewards Terms.
A dedicated account manager from day one
One person who knows your setup, your volume and your platforms.
From application to the first card in about a day
Three steps, no credit review: cards spend from the balance you fund.
-
Apply online
Submit your company details and documents. Verification is a standard Know Your Business check, typically one business day.
-
Fund your account balance
Top up by ACH or wire. ACH and wire top-ups carry no platform fee.
-
Issue cards and set limits
Create a card per ad account, client or team from the dashboard or the API, with a limit, expiry and merchant rules on each.
Get started
No account fee. 100 cards included on the Free plan.
Pay how your team already pays
Cards work online, in apps and in person, and every setting lives in one dashboard.
Issue and configure cards
Create cards in seconds and set limits, expiry dates and MCC rules in one place.
Pay with Apple Pay and Google Pay
Add cards to Apple Pay and Google Pay and pay online or in person wherever Visa is accepted.
Issue and configure cards
Create cards in seconds and set limits, expiry dates and MCC rules in one place.
Set up your card program
Book a call and we will map your accounts, cards and limits.
Elibrium Corporate Expense Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Elibrium Inc. is a financial services company and is not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. FDIC insurance coverage is subject to pass-through insurance requirements per ownership category. Certain conditions must be met for pass-through coverage.
API
Issue cards from your own system
Create a card for each campaign, offer or client the moment you launch it. Built for ad-tech platforms and teams processing thousands of payments a day.
POST /v1/cards
Authorization: Bearer <api_key>
Content-Type: application/json
{
"name": "Meta Ads - Q4",
"limit": 5000,
"currency": "USD"
}Built for businesses that spend at scale
One card for every ad account, client, supplier or agent, with limits and controls that keep up as you grow.
-
Advertising & Affiliates
A dedicated card for every ad account, client and offer. Raise limits yourself in the dashboard and earn up to 1.5% cashback. For media buyers, affiliates, agencies and affiliate networks.
-
E-commerce
Pay suppliers, ad platforms and apps from separate cards with their own limits. Built for online stores and dropshipping.
-
AI Agents & AI Companies
Let your agents pay through the API, with a limit on every card and real-time approval of each payment by your own rules. Keep AI and cloud bills under control with a card for every provider.
-
Travel & Hospitality
Issue a virtual card for each booking and supplier, and see every hotel and flight payment in one place.
-
Transport & Fleets
A card for every driver or truck, limited to fuel and route expenses by merchant category.
-
Construction
A card for every crew or project, with limits on materials and full visibility for the office.
Customer results
19,000+ cards and $16.7M+ in settled spend for two clients, each in a single quarter.
16,000+ ad campaigns launched in 3 months, one card each. $13.4M+ settled.
"Every campaign gets its own card - we launched over 16,000 in a single quarter. Each media buyer controls their own spend, and we see every dollar in one place instead of chasing statements at month-end."
Reconciliation: from a week to minutes. 3,600+ cards, $3.3M+ settled.
"Reimbursing a distributed team used to mean receipts, spreadsheets and a full week of reconciliation. Now everyone gets a card with the right limit, and reconciliation takes minutes."
Pricing
Start free with 100 cards
No account fee. Scale to thousands of cards on a custom plan agreed before you start.
- 100 virtual cards included, then $2 to issue + $2/month per active card
- No platform fee on domestic payments and on ACH or wire top-ups
- International transactions: 1% + $0.30, no FX markup beyond the Visa rate
- Up to 1.5% cashback on card spend, rate set individually
Meet the team at industry events
Find us at affiliate and ad-tech conferences. Stop by our booth to see the platform and meet the team.
Upcoming events
- Affiliate World Asia Bangkok, Thailand · 9-10 December 2026
- Affiliate Summit West Las Vegas, USA · 26-28 January 2027
Want to meet at the next event? Book a call and we will set up a time.
Our booth at Affiliate Takeover Summit, Barcelona
Mobile app
Elibrium mobile app
Check balances, adjust limits and freeze cards from your phone.
Questions media buyers ask us
Still have questions?
Yes. Media buyers and affiliates are our core customers. Marketcall (Inc. 5000: #8 in 2023, #16 in 2024) grew its monthly ad spend on Elibrium from $500K to $4.2M in four months, with a dedicated card for every ad account. When a campaign scales, raise card limits yourself in the dashboard, no support ticket needed.
Yes. Card payments on Google Ads, Meta and TikTok are our core use case, and our team monitors payment performance on these platforms every day. Every declined payment comes with a reason in your dashboard and via webhook, so your team can act fast. You are responsible for following each platform's terms.
By wire or ACH. Wires are credited once received and processed, standard ACH takes 1-2 business days, and Same Day ACH arrives the same day. Every top-up is added to your account balance automatically.
No account fee. Card issuing is free within your plan's included cards. International transactions (non-US currency or merchant) cost 1% + $0.30. Running thousands of cards? We agree a custom plan before you start. See Pricing.
Up to 1.5% on card payments. Your rate depends on monthly volume, average payment size, the share of US vs. international spend and decline rate. Your account manager confirms it before you start. At $500K a month and a 1.5% rate, that is up to $7,500 back every month. See Rewards Terms.
Verification usually takes a couple of business days. It is a standard Know Your Business (KYB) check run by our card-issuing partner, and you only need four things: your business name, registered address, company formation documents, and details of the people authorized to manage the account.
Give everyone the access they need and nothing more. Roles include Owner, Admin, Team Lead, User (for employees and media buyers) and Accountant. Assign each card to a specific person, group cards into separate sub-accounts for teams or clients, and set limits on every card. Team Leads oversee their own group of users, and viewing full card details requires a separate permission.
Yes. The REST API covers the full card lifecycle: issue cards, set per-transaction, daily, weekly, monthly and lifetime limits, allow or block specific merchant categories (MCC) and countries, and pause, block or archive cards. Webhooks notify you in real time about every payment, refund and limit change, and a test environment lets you simulate approved and declined payments before you go live. Full docs: api.elibrium.io/docs
Yes. Issue thousands of new cards through the API and move ad accounts over one by one while your current cards keep running. Our team helps you plan and run the migration.
You get a dedicated account manager who knows your business, reachable by phone, email, Telegram or a shared Slack channel. For high-volume accounts, we can agree a support SLA tailored to your operations.
Move your ad spend to Elibrium
Apply online. Onboarding typically takes one business day after verification.
Virtual cards for ad spend and team payments
Elibrium issues virtual Visa cards to US-registered businesses. Each card carries its own limit, expiry date and merchant rules, so a campaign, a subscription or an employee gets exactly the budget you set.
Media buying teams and agencies create a card per ad account or client and see every charge in one feed. Finance reconciles daily instead of untangling a monthly statement.
Issue cards from the dashboard or through the REST API, fund your account balance by ACH or wire, and earn up to 1.5% cashback on card spend. See Pricing and Rewards Terms for details.