A Card for Every Need
Create a separate virtual card for each subscription, ad account or teammate, with its own limit, expiry date and merchant categories. Cancel one card and nothing else stops.
Corporate cards for startups, ready from day one
Issue virtual Visa cards for your first tools, ad accounts and hires as soon as your company is verified. Set a limit per card, see every payment in real time, and retire the shared founder card.
Built for high-volume spend
- cards issued
- 640,000+
- payments processed
- 9M+
- settled payment volume
- $240M+
Elibrium platform data, September 2026.
Real-Time Spend Control
Adjust limits, expiry dates and merchant categories from the dashboard or the API, and watch transactions arrive as they happen. Founders see the burn, not a surprise at month end.
Cashback on Every Payment
Earn up to 1.5% cashback on payments, with the rate depending on volume, average payment, the US to international ratio and decline rate. Reinvest it into the next campaign.
Start with cards, not with paperwork
Register your US company profile, complete the KYB check, fund the account by ACH or wire and issue the first virtual cards the day you are verified.
Expense management for startups that move fast
Build clean spending habits before the team is twenty people: one card per purpose, a limit on each, and a single feed that finance, founders and the accountant read.
Cards for Early-Stage Expenses
Pay for your first tools, subscriptions and operating costs from dedicated cards instead of one shared card everyone knows by heart.
Separate Spend by Function
Product, marketing and operations each get their own cards and budgets from the start, so reports need no manual sorting later.
Keep Finances Structured as You Grow
Limits, merchant categories and expiry dates are set per card, so the structure you build at three people still holds at thirty.
Avoid Payment Bottlenecks
Teammates pay for what they need within the limit you set, without waiting for a founder's card or filing a reimbursement.
Cards for Early-Stage Expenses
Pay for your first tools, subscriptions and operating costs from dedicated cards instead of one shared card everyone knows by heart.
Separate Spend by Function
Product, marketing and operations each get their own cards and budgets from the start, so reports need no manual sorting later.
Keep Finances Structured as You Grow
Limits, merchant categories and expiry dates are set per card, so the structure you build at three people still holds at thirty.
Avoid Payment Bottlenecks
Teammates pay for what they need within the limit you set, without waiting for a founder's card or filing a reimbursement.
Centralize startup spend on one platform
Virtual cards, per-card limits, real-time transactions and a REST API when you are ready to automate, with a dedicated account manager from the start.
Customer results
19,000+ cards and $16.7M+ in settled spend for two clients, each in a single quarter.
16,000+ ad campaigns launched in 3 months, one card each. $13.4M+ settled.
"Every campaign gets its own card - we launched over 16,000 in a single quarter. Each media buyer controls their own spend, and we see every dollar in one place instead of chasing statements at month-end."
Reconciliation: from a week to minutes. 3,600+ cards, $3.3M+ settled.
"Reimbursing a distributed team used to mean receipts, spreadsheets and a full week of reconciliation. Now everyone gets a card with the right limit, and reconciliation takes minutes."
High-Volume Ad Spend
Cards for teams running large ad budgets across many accounts: a card per account, per-card limits, live visibility.
SaaS & Software
A virtual card for every SaaS subscription and cloud bill, with per-card limits, real-time visibility and cashback.
AI Companies
A separate virtual card with its own limit for OpenAI, Anthropic, Google and every GPU cloud, so AI bills stay within the limits you set.
Mobile app
Elibrium mobile app
Check balances, adjust limits and freeze cards from your phone.
API
Issue cards from your own system
Create a card for each campaign, offer or client the moment you launch it. Built for ad-tech platforms and teams processing thousands of payments a day.
POST /v1/cards
Authorization: Bearer <api_key>
Content-Type: application/json
{
"name": "Meta Ads - Q4",
"limit": 5000,
"currency": "USD"
}Stay in control as your startup grows
See transactions, manage cards and understand where the money goes at all times, from the first invoice to the first finance hire.
Questions media buyers ask us
Still have questions?
Sign up on the Elibrium website, create a company profile for your US-registered business, provide basic details and upload any documents requested for the Know Your Business (KYB) check. Review time depends on how complete the information is. Once verified, you fund the account by ACH or wire and can issue virtual cards to the team immediately, with no plastic to wait for.
No. Elibrium is a corporate Visa card program, not a credit line. Cards spend from the balance you fund by ACH or wire, and each card has a limit you set. There is no interest and no statement to pay off. If your startup needs revolving credit, this is not that product; if it needs cards for tools, ads and the team with tight control, it is.
Your company must be registered in the United States and complete the KYB verification. Cards are then issued to employees and team members who need access to company funds for business purposes, with permissions you assign. Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Details of eligibility are confirmed during onboarding.
You set them. Every virtual card gets its own spending limit, expiry date and allowed merchant categories when you create it, and you can change any of them from the dashboard or through the API at any time. Because cards spend from your funded balance rather than a credit line, the total your team can spend is the amount you have topped up.
Generally there are no fees, and ACH and wire top-ups carry no platform fee. International transactions cost 1% + $0.30, and cards beyond your free quota cost $2 issuance plus $2 per month per active card. Companies can earn up to 1.5% cashback on payments depending on their service terms and payment activity. The pricing page has the full schedule.