Cards for Adjusters and Field Staff
Field adjusters and inspectors get a card each, capped per month and limited to the merchant categories they need. Travel and small purchases stop flowing through reimbursements.
Virtual cards for insurance companies, agencies and TPAs
Give adjusters, agents and back-office teams their own Visa cards with limits and merchant controls. Pay inspection vendors, data providers and software from dedicated cards, and see every charge in real time.
Built for high-volume spend
- cards issued
- 640,000+
- payments processed
- 9M+
- settled payment volume
- $240M+
Elibrium platform data, September 2026.
A Card per Vendor and Partner
Repair networks, inspection firms, data and lead providers each get a dedicated card with its own limit and expiry date, so vendor spend is visible and capped before the invoice arrives.
Spend Control per Department
Claims, underwriting, marketing and IT run on separate cards under one spending policy. Finance sees each department's spend live and adjusts limits without waiting for month-end.
Put every department on its own cards
Elibrium is available to US-registered businesses. Complete KYB, fund your balance by ACH or wire, and issue cards to teams and vendors once verified.
Insurance operating spend, visible and under control
Software, data subscriptions, lead generation, field travel and vendor payments each get cards and rules of their own. One dashboard, one spending policy, every office.
Full Visibility Over Spend
Every transaction posts in real time with card, employee and merchant. Finance sees what each office spent today, not next month.
Rules per Card, Not Just Limits
Restrict merchant categories, set expiry dates and apply spending policies per role, so a field card only works for field costs.
Recurring Vendor Payments, Organized
Rating data, comparative raters, CRM and marketing tools each bill a dedicated card, so renewals stand out and cancelled tools stop billing.
One Policy Across Offices
Apply the same limits and permissions to every branch and agency location, and freeze or reissue a card in seconds when staff change.
Full Visibility Over Spend
Every transaction posts in real time with card, employee and merchant. Finance sees what each office spent today, not next month.
Rules per Card, Not Just Limits
Restrict merchant categories, set expiry dates and apply spending policies per role, so a field card only works for field costs.
Recurring Vendor Payments, Organized
Rating data, comparative raters, CRM and marketing tools each bill a dedicated card, so renewals stand out and cancelled tools stop billing.
One Policy Across Offices
Apply the same limits and permissions to every branch and agency location, and freeze or reissue a card in seconds when staff change.
Automate card issuing via API
Issue vendor and employee cards from your own systems through the Elibrium REST API, set limits from your data, and sync transactions to accounting.
Customer results
19,000+ cards and $16.7M+ in settled spend for two clients, each in a single quarter.
16,000+ ad campaigns launched in 3 months, one card each. $13.4M+ settled.
"Every campaign gets its own card - we launched over 16,000 in a single quarter. Each media buyer controls their own spend, and we see every dollar in one place instead of chasing statements at month-end."
Reconciliation: from a week to minutes. 3,600+ cards, $3.3M+ settled.
"Reimbursing a distributed team used to mean receipts, spreadsheets and a full week of reconciliation. Now everyone gets a card with the right limit, and reconciliation takes minutes."
Healthcare
Corporate cards and expense management for medical practices, clinics and health startups, with limits per employee.
Professional Services
Corporate cards for law firms, accounting and consulting firms, with a limit per partner, matter or engagement.
High-Volume Ad Spend
Cards for teams running large ad budgets across many accounts: a card per account, per-card limits, live visibility.
Mobile app
Elibrium mobile app
Check balances, adjust limits and freeze cards from your phone.
API
Issue cards from your own system
Create a card for each campaign, offer or client the moment you launch it. Built for ad-tech platforms and teams processing thousands of payments a day.
POST /v1/cards
Authorization: Bearer <api_key>
Content-Type: application/json
{
"name": "Meta Ads - Q4",
"limit": 5000,
"currency": "USD"
}Every office and adjuster on one screen
Balances, active cards, department limits and today's charges in one view. Give finance, claims managers and branch leads the permissions their roles need.
Questions media buyers ask us
Still have questions?
For operating spend, look for card issuing in seconds, per-card limits, merchant category controls, real-time transaction visibility and an API. Elibrium provides these for US-registered insurance companies, agencies and TPAs, with cards issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A., and up to 1.5% cashback on card payments.
Yes. Cards can be issued to employees and team members who need access to company funds for business purposes. Each card gets its own limit, expiry date and allowed merchant categories, and each user's access depends on the permissions you assign. If an adjuster leaves, freeze the card in seconds and reissue it to the replacement.
Elibrium is built for your company's own spending: cards for employees, departments and the vendors your business pays. Paying claimants or other third parties outside your company is not part of the standard product. If you have a claims payout scenario in mind, contact our team to discuss it before planning around it.
Give each vendor, subscription and branch a dedicated card with a limit and, where useful, an expiry date. Spending policies apply the same rules to every office, and every charge shows up in real time in one dashboard. Data can be pulled into your accounting system via the REST API, so reconciliation does not depend on collecting statements.
Generally there are no fees. ACH and wire top-ups are free, and card issuing is free within your company's card quota; extra active cards cost $2 to issue and $2 per month. International transactions carry a fee of 1% + $0.30. Cashback of up to 1.5% depends on volume, average payment, the US to international ratio and decline rate.