One Virtual Card per Subscription
Issue a dedicated virtual Visa card for each SaaS tool, cloud account and API bill. When a vendor raises its price or a trial ends, the card limit decides what gets paid, not the vendor.
Virtual cards for every SaaS subscription and cloud bill
One card per tool, with a hard limit and an expiry date. See every software subscription in real time, stop renewals you did not approve, and earn cashback on every cloud and tool payment.
Built for high-volume spend
- cards issued
- 640,000+
- payments processed
- 9M+
- settled payment volume
- $240M+
Elibrium platform data, September 2026.
Hard Limits on Software Spend
Set a monthly limit and an expiry date on each card. A recurring charge above the limit is declined, so software spend never drifts past the budget you set for that tool.
Real-time Software Spend Visibility
Every subscription charge shows up the moment it happens, tagged to its card. Finance sees which tool costs what, without waiting for the statement or chasing the team for receipts.
Stop paying for tools nobody uses
Freeze the card and the renewal stops. No vendor emails, no dispute forms. Reissue a new card in seconds when the team needs the tool back.
SaaS spend management without the license-audit software
You do not need another platform to hunt for unused licenses. Put each tool on its own virtual card, set the limit, and the spend controls itself.
A Card for Every Tool
Cloud hosting, analytics, design software, API usage: each gets a virtual card with its own limit, expiry date and merchant category.
Limits That Stop Renewals
Set a per-card limit and expiry date. A renewal above the limit is declined, and freezing the card ends the subscription for good.
See Every Subscription in Real Time
Every charge appears as it posts, tied to the tool it pays for. Export the data or sync it to accounting through the API.
Automate Cards Through the API
Create cards, set limits and pull transactions through the REST API. Spin up a card the moment a new tool is approved.
Built for SaaS startups and software teams
Pay for SaaS tools, cloud and ads from one platform, with a card for each team, tool and project. Apple Pay and Google Pay for the team on the road.
Customer results
19,000+ cards and $16.7M+ in settled spend for two clients, each in a single quarter.
16,000+ ad campaigns launched in 3 months, one card each. $13.4M+ settled.
"Every campaign gets its own card - we launched over 16,000 in a single quarter. Each media buyer controls their own spend, and we see every dollar in one place instead of chasing statements at month-end."
Reconciliation: from a week to minutes. 3,600+ cards, $3.3M+ settled.
"Reimbursing a distributed team used to mean receipts, spreadsheets and a full week of reconciliation. Now everyone gets a card with the right limit, and reconciliation takes minutes."
AI Companies
A separate virtual card with its own limit for OpenAI, Anthropic, Google and every GPU cloud, so AI bills stay within the limits you set.
AI Agents
Virtual cards for AI agents: one card per task via API, its own limit and expiry, real-time visibility for your team.
Startups
Corporate cards for startups: virtual cards for tools, ads and the team, per-card limits, cashback, no monthly fees.
Mobile app
Elibrium mobile app
Check balances, adjust limits and freeze cards from your phone.
API
Issue cards from your own system
Create a card for each campaign, offer or client the moment you launch it. Built for ad-tech platforms and teams processing thousands of payments a day.
POST /v1/cards
Authorization: Bearer <api_key>
Content-Type: application/json
{
"name": "Meta Ads - Q4",
"limit": 5000,
"currency": "USD"
}Every software subscription on one dashboard
Cards, limits and live transactions for every SaaS tool in one view. Freeze a card, reissue it or raise a limit without leaving the page.
Questions media buyers ask us
Still have questions?
A virtual card is a Visa card that exists only in digital form. You create it in seconds, give it a name, a monthly limit and an expiry date, and enter its number at the vendor's checkout. The subscription charges that card each cycle. If the charge exceeds the limit, it is declined. You see every transaction in real time in the Elibrium dashboard.
Yes. Virtual cards work for recurring payments the same way a physical card does. Set the limit to what the subscription should cost and the card keeps paying it every month. Set an expiry date to end a trial or a contract automatically, or freeze the card at any time to stop the next renewal before it happens.
SaaS spend management means knowing what your company pays for software and keeping that spend within budget. License-audit tools do this after the fact by scanning invoices and logins. Virtual cards do it at the point of payment: one card per tool, a limit per card, and a live feed of every charge, so the control is built into how you pay.
It depends on how you spend. If most of your spend is subscriptions, cloud and ads, look for cards you can issue in seconds and in any number, per-card limits and merchant controls, real-time transaction data, and an API to automate issuing. Elibrium is built around those four things and adds cashback of up to 1.5%, depending on volume.
Card issuing is free within your company's allocated card quota. Beyond the quota, extra cards cost $2 to issue and $2 per month while active. There are no fees on domestic transactions. International transactions, where the merchant is outside the US, carry a fee of 1% + $0.30. Funding by ACH or wire is free. See the pricing page for the full schedule.