Issue Cards in One API Call
Create a virtual Visa card with a limit, an expiry date and a merchant category from a single request. Cards are live in seconds, so your systems can pay the moment they need to.
Virtual card issuing API for platforms, marketplaces and fintechs
Create cards, set limits and pull transactions from your own code. A REST API for card issuing that lets platforms, marketplaces and fintechs run payments for their operations and teams without building a card program.
Built for high-volume spend
- cards issued
- 640,000+
- payments processed
- 9M+
- settled payment volume
- $240M+
Elibrium platform data, September 2026.
Cards for Every Team and Workflow
Operations, engineering, marketing and vendor payments each get their own cards with permissions. Issue at scale without a spreadsheet of who holds which card and why.
Real-time Transaction Data
Every authorization and settlement is available through the API the moment it happens. Reconcile automatically and feed your own dashboards and accounting workflows.
Automate card issuing and payments
Integrate Elibrium directly into your own system and issue cards on demand. Engineer-assisted API integration is available on request.
A card issuing platform built for automation
REST API for issuing and payments, per-card controls, Apple Pay and Google Pay, and no card program to set up. Start issuing for your company once KYB is complete.
Instant Virtual Card Issuing
Cards are created and usable in seconds, with the limit, expiry date and merchant category you pass in the request.
Developer API and Integrations
Create, freeze, reissue and query cards through the REST API. Connect Elibrium to the workflows you already run.
Controls on Every Card
Per-card limits, expiry dates and merchant category locks, set at creation or changed later through the API or the dashboard.
Scale to Any Card Count
Issue as many cards as your operations need. Extra cards beyond the free quota cost $2 to issue and $2 per month while active.
Apple Pay and Google Pay on every card
Cards issued through the API can be added to Apple Pay and Google Pay, so team members and field staff pay in a tap while your controls stay in place.
Customer results
19,000+ cards and $16.7M+ in settled spend for two clients, each in a single quarter.
16,000+ ad campaigns launched in 3 months, one card each. $13.4M+ settled.
"Every campaign gets its own card - we launched over 16,000 in a single quarter. Each media buyer controls their own spend, and we see every dollar in one place instead of chasing statements at month-end."
Reconciliation: from a week to minutes. 3,600+ cards, $3.3M+ settled.
"Reimbursing a distributed team used to mean receipts, spreadsheets and a full week of reconciliation. Now everyone gets a card with the right limit, and reconciliation takes minutes."
AI Agents
Virtual cards for AI agents: one card per task via API, its own limit and expiry, real-time visibility for your team.
AI Companies
A separate virtual card with its own limit for OpenAI, Anthropic, Google and every GPU cloud, so AI bills stay within the limits you set.
SaaS & Software
A virtual card for every SaaS subscription and cloud bill, with per-card limits, real-time visibility and cashback.
Mobile app
Elibrium mobile app
Check balances, adjust limits and freeze cards from your phone.
API
Issue cards from your own system
Create a card for each campaign, offer or client the moment you launch it. Built for ad-tech platforms and teams processing thousands of payments a day.
POST /v1/cards
Authorization: Bearer <api_key>
Content-Type: application/json
{
"name": "Meta Ads - Q4",
"limit": 5000,
"currency": "USD"
}Cards, limits and API activity in one place
See every card your systems create, its limit and its transactions. What the API does, the dashboard shows, and your team can step in whenever needed.
Questions media buyers ask us
Still have questions?
A card issuing platform lets a company create payment cards for its own use through a dashboard or an API, instead of applying for each card at a bank. Elibrium is the program and API layer: you create virtual Visa cards, set limits and merchant rules, and read transactions in real time. The cards themselves are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A.
After your company completes KYB verification, you receive API access. A single request creates a card with a name, a limit, an expiry date and merchant category controls, and returns the card details for use. Further calls freeze, reissue or update a card and pull authorizations and settlements as they happen. Engineer-assisted integration is available if you want help wiring it into your stack.
Yes. Cards can be issued to employees and team members who need access to company funds for business purposes. Each cardholder gets permissions that decide what they can see and do, and each card carries its own limit and expiry date. Cards can be added to Apple Pay and Google Pay, and you can freeze or reissue any card in seconds from the dashboard or the API.
Today Elibrium is built for issuing cards to your own company's operations and team members, with the API automating that at any volume. If your product needs cards in the hands of your platform's end users, sellers or drivers, contact the team with the use case. Requirements for that scenario are handled case by case, and an account manager will tell you what is possible.
Card issuing is free within your company's allocated card quota. Beyond it, each extra card costs $2 to issue and $2 per month while active. There are no fees on domestic transactions; international transactions carry 1% + $0.30. Funding by ACH or wire is free, and cashback of up to 1.5% applies depending on volume and payment mix. Engineer-assisted API integration is priced on request.